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The clearer view on financial services regulation

RegZone provides you with expert analysis and daily news from the fast-changing world of European financial institution regulation.  Created by CMS regulatory lawyers for those working in banking and finance, insurance, funds and asset management and securities and derivatives.  Sign up here for events, news digest and alerts (relevant to your areas of interest).

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Latest Reports

  • Kiev, Ukraine

    The National Bank of Ukraine (the“NBU”) has extended the list of exceptions to the prohibition on the early repayment of cross-border loans and simplified procedure for repatriation of foreign investments. The NBU’s decision further liberalises the existing capital market regulations, simplifies capital flows and thus improves conditions for the investments ...

  • Derivatives image

    Earlier this week the FCA published the Terms of Reference (ToR) for its Investment Platforms Market Study. The ToR set out the specific areas the FCA is interested in exploring, including: the impact platforms have on overall charges for investment products; whether investors and advisers can assess the value for ...

  • Sailing race image

    Welcome to the latest quarterly Pensions Ombudsman Update from the CMS Pensions Team. The Pensions Ombudsman resolves hundreds of cases every year which are not only important for the parties concerned but influence wider industry practice. However, the sheer volume of cases dealt with can make it hard to keep ...

  • On 12 July 2017, the Financial Conduct Authority (“FCA”) published on its website notice of an undertaking given by London General Insurance Company Limited (“LGIC”) in respect of the terms and conditions of LGIC’s extended warranty policy (the “Policy”). The Policy is provided by Nationwide Building Society (“Nationwide”) to certain ...

  • Frankfurt, Germany
    DE

    The European Commission is planning to replace the 2003 Prospectus Directive with a revised Prospectus Regulation and to fully harmonise prospectus law in Europe. The existing provisions of the German Securities Prospectus Act (Wertpapierprospektgesetz) will largely cease to apply as a result. This reform is part of the drive to ...

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RegZone Toolkit

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Future Dates

* Estimated date

  • 16 August 2017

    End of the transitional period under EMIR relating to pension scheme arrangements.

  • 23 August 2017

    EIOPA is to develop guidelines on the assessment of insurance-based investment products that incorporate a structure that makes it difficult for customers to understand the risks involved, under Article 30(7) of the IDD.

  • *Q1 or Q2

    ESMA to submit its final report and draft technical standards under the SFTR to the European Commission for endorsement in Q1/Q2 2017.

News Wizard

  • 25/07/2017

    FCA: MiFID II applications received after 3 July 2017

    FCA: MiFID II applications received after 3 July 2017
    News Date:
    25/07/2017
    News Text:
    FCA’s press release advises firms that it expects any firms who have not submitted a complete application by 3 July 2017 to do so without further delay and that although it will determine complete applications received after 3 July 2017 within six months, it cannot guarantee to do so by 3 January 2018. Firms will therefore also...
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  • 25/07/2017

    FCA: CP17/24: Information about current account services

    FCA: CP17/24: Information about current account services
    News Date:
    25/07/2017
    News Text:
    In this CP, FCA sets out proposals to require firms who offer personal current accounts and business current accounts to publish certain service information, including how long it takes to open an account and have features of the account working; how long it takes to replace lost/stolen/stopped debit cards and the number and typ...
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  • 25/07/2017

    FCA: PS17/18: CASS 7A & the Special Administration Regime Review

    FCA: PS17/18: CASS 7A & the Special Administration Regime Review
    News Date:
    25/07/2017
    News Text:
    Further to CP17/2, FCA has published this PS containing feedback and final rules. The PS is described as also forming the conclusion of FCA’s review of the distribution regime under CASS. It is noted that FCA is not proceeding with the proposals consulted on the EMIR and MiFIR regulatory technical standards at present because ...
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  • 25/07/2017

    FCA: Annual Public Meeting

    FCA: Annual Public Meeting
    News Date:
    25/07/2017
    News Text:
    FCA has published the transcript of the annual public meeting, which took place on 18 July 2017, which includes discussion of FCA’s forthcoming work and Q&As on various topics, including Brexit, MiFID, fintech and SMR/leadership culture.
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  • 25/07/2017

    EC: Transparency and fees in cross-border transactions in the EU

    EC: Transparency and fees in cross-border transactions in the EU
    News Date:
    25/07/2017
    News Text:
    The EC has published this consultation on transaction fees on cross-border payments. Responses are required by 30 October 2017.
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