Welcome to RegZone

The clearer view on financial services regulation

RegZone provides you with expert analysis and daily news from the fast-changing world of European financial institution regulation.  Created by CMS regulatory lawyers for those working in banking and finance, insurance, funds and asset management and securities and derivatives.  Sign up here for events, news digest and alerts (relevant to your areas of interest).

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Latest Reports

  • Metal framework

    The Insurance Distribution Directive (the “IDD”) came into force on 22 February 2016; the current deadline for transposition by member states is 23 February 2018. Recently, the European Parliament’s Economic and Monetary Affairs Committee (“ECON”) recommended that the application date of the IDD is postponed until 1 October 2018. On ...

  • Berlin, Germany
    DE

    Background On 14 September 2017, Commission Delegated Regulation (EU) 2017/1542 of 8 June 2017 was published in the Official Journal of the European Union and came into force one day later ("QI-Update-Regulation"). This Regulation amends the Delegated Regulation (EU) 2015/35 concerning the calculation of regulatory capital requirements for certain categories ...

  • office abstract

    Last week, in an effort to support a more consumer-oriented approach to the recent regulatory changes on compulsory motor third party liability (“MTPL”) insurance, the Romanian Financial Supervisory Authority (“FSA”) provided a number of clarifications. The FSA clarified that when an insured sells a vehicle, the MTPL insurer, upon receipt ...

  • The FCA has published the findings from the regulatory sandbox’s first year in operation. Background The FCA’s regulatory sandbox (sandbox) allows firms to test new products, services and business models in a live market environment whilst maintaining appropriate consumer safeguards. The sandbox was established to support the FCA’s objectives of ...

  • Frankfurt, Germany

    The German financial regulator ("BaFin" – Bundesanstalt für Finanzdienstleistungsaufsicht) has recently issued the long-awaited draft guidance (ref.: WA 42-QB 4100-2016/0005, Erwerbbarkeit von Immobilien-Gesellschaften für Immobilien-Sondervermögen, "Guidance") on what structures can be used by international and German real estate funds for downstream investments whereby such investments still continue to satisfy the ...

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RegZone Toolkit

New to RegZone are customised research tools, designed by CMS lawyers, allowing you to search RegZone databases for quick queries and detailed analysis on regulatory reform, regulators and other agencies, timelines, jargon and more.

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Future Dates

* Estimated date

  • January 2018

    The EIOPA methodology for calculating the ultimate forward rate will be applied for this first time in the calculation of risk-free interest rates from this period.

  • 23 February 2018

    Date by which EIOPA must submit report on evaluation of structure of insurance intermediaries' markets to the European Commission.

  • 23 February 2018

    Date by which Member States must implement the Insurance Distribution Directive.

News Wizard

  • 17/11/2017

    HoC Exiting the EU Committee: European Union (Withdrawal) Bill

    HoC Exiting the EU Committee: European Union (Withdrawal) Bill
    News Date:
    17/11/2017
    News Text:
    The Committee's report concludes that: the 29 March 2019 exit day would create significant difficulties if EU negotiations go down to the wire; more clarity is needed on the scope and status of retained EU law; Article 191 of the Treaty on the Functioning of the EU should be converted into domestic law as a directly effective ri...
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  • 17/11/2017

    Department for Exiting the EU: Statement by David Davis

    Department for Exiting the EU: Statement by David Davis
    News Date:
    17/11/2017
    News Text:
    Text of David Davis' 17 November 2017 statement to HoC with regard to progress on Brexit negotiations follows.
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  • 17/11/2017

    DWP: Draft Pension Protection Fund (Compensation) (Amendment) Regulations 2018

    DWP: Draft Pension Protection Fund (Compensation) (Amendment) Regulations 2018
    News Date:
    17/11/2017
    News Text:
    DWP has published a consultation on the Regulations, with responses to be received by 3 December 2017. It is noted that the changes to PPF compensation rules will come into effect in February 2018, subject to Parliamentary procedures.
  • 17/11/2017

    EBA: CET1 update

    EBA: CET1 update
    News Date:
    17/11/2017
    News Text:
    EBA has published an updated list of capital instruments that competent authorities (have classified as Common Equity Tier 1.
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  • 17/11/2017

    EBA: EU-wide stress test

    EBA: EU-wide stress test
    News Date:
    17/11/2017
    News Text:
    EBA has published its final methodology for the 2018 EU-wide stress test, which will be formally launched in January 2018.
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